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Home Loans, LAP, and Personal Loans — policy-aware matching with expert close.
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Choose from our range of carefully curated loan products, each designed to meet your specific financial needs
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Home Loan
Buy or refinance with confidence — transparent terms, policy-aware matching, expert close.
Up to 30 years
From 8.5% p.a.
Zero processing fees
No fees to apply
Best RatesBest
LAP
Unlock capital against residential or commercial property with clear timelines and rates.
Flexible tenure
Higher loan amounts
Multiple structures
No fees to apply
FastestFastest
Personal Loan
Fast unsecured credit with instant checks and minimal paperwork — no collateral needed.
Instant approval
No collateral
Quick disbursal
No fees to apply
Need help choosing the right loan? Our experts are here to guide you.
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Home Loan vs LAP vs Personal Loan
Indicative guidance only. Actual eligibility, rates, and charges depend on lender policy.
| Feature | Home Loan | LAP | Personal Loan |
|---|---|---|---|
| Security / Collateral | Secured (Property) | Secured (Property) | Unsecured |
| Typical tenure | Up to 30 years | Up to 15 years | 1–5 years |
| Indicative rate band* | ~8%–10% p.a. | ~9%–13% p.a. | ~10%–24% p.a. |
| Typical processing time | 5–10 working days | 5–10 working days | 24–72 hours |
| Max amount (indicative) | Up to ₹5 Cr | Up to ₹5 Cr (LTV-based) | Up to ₹25 L |
| Use cases | Purchase • Balance Transfer • Top-up | Working Capital • Expansion • Consolidation | Personal needs • Medical • Relocation |
| Balance transfer options | Yes | Yes | Yes |
| Notes | *Displayed bands are indicative. Final terms vary by profile, documentation, credit history, and lender policy at the time of sanction. | ||