Loan Against Property (LAP)

Use your property’s value to get instant loan - clear terms, right lender, fast disbursal.

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Loan Against Property
Use your property to get a instant loan at low interest rates. Repay easily with EMIs over a set tenure – great for business, education, or personal expenses
Balance Transfer
Pay less every month by moving to a lower rate
Top-up
Need extra money? Get it on your existing loan - paperless, fast, and completely hassle-free
Right lender for you
We match you with the best lenders from 65+ banks & NBFCs.
No hidden surprises
Rates, tenure and charges shown clearly.
Quick & easy process
We are paperless and handle your application smoothly with the bank, no need to visit bank. Track application at your fingertips.
Who qualifies & what to share
Salaried — Eligibility
  • Age typically 21–60/65 at loan maturity
  • Stable employment history and clean credit
  • Property with clear, marketable title
  • LTV guided by valuation and policy (lower than HL)
Indicative LTV ~60–75%Tenure up to ~15–20yResidential / Commercial
Salaried — Documents
  • KYC: PAN + Aadhaar/Passport, address proof
  • Last 6–12 months bank statements
  • Salary slips (≈ 3–6 months) & Form 16 / ITR (≈ 2 years)
  • Property papers: title chain, sale deed, approvals/tax receipts*
*Exact list depends on property type and lender policy; valuation & legal checks are done post-application.
*Exact criteria and documentation vary by lender, profile and property; final terms at sanction.
SIMPLE STEPS
Share details
check eligibility by answering simple questions
Get curated offers
get the best offers out there from banks & NBFCs
Sanction & disbursal
Fast loan approval and instant disbursal
What is a Loan Against Property?
A secured loan where money is raised against a residential or commercial property while ownership stays with you.
How is LTV decided?
Primarily from property valuation, type and your profile; lenders cap LTV per internal policy.
Is prepayment/foreclosure allowed?
Generally yes, with charges as per lender policy and loan type (fixed/floating, individual/non-individual).
What documents are typically required?
KYC, bank statements, income proofs (salary slips/ITR & financials), and property/title documents.