Lower your home loan and Save

Plan smarter. Pay less. Close faster.

RBI Repo Rate Trend

Top Lender Offers

Rates shown are indicative. Actual offers depend on your profile, loan amount, tenure, and lender policies.

EMI Calculator

Loan Amount (₹)

₹1L₹7Cr

Interest Rate (% p.a.)

614

Tenure (years)

540

Monthly EMI

₹42,918 /month

Your rate looks competitive. Try prepayment to reduce interest faster.

Balance Transfer Calculator

Mode

Outstanding (₹)

₹1L₹7Cr

Tenure Left (months)

12360

Current Rate (%)

614

New Rate (%)

614

Total Interest

Δ ₹6,90,543

Before

₹24.77L

After

₹17.86L

EMI

Δ ₹0

Before

₹30.43K

After

₹30.43K

Tenure

Δ 22mo

Before

180 mo

After

158 mo

Add prepayment effect (after BT)

You could save ₹6,90,543 and 22 mo on tenure with this switch.

• Strong case to switch: meaningful savings/time gain.

Prepayment Planner

Tell us about your existing loan, then choose a prepayment plan to see the impact.

Outstanding (₹)

₹1L₹7Cr

Rate (% p.a.)

614

Tenure left (months)

12480

Base EMI ₹43,708

Prepayment plan

Extra EMIs per year: 2

012

Results

Total Interest

Δ ₹17,33,706

Before

₹54.90L

After

₹37.56L

EMI

unchanged

Before

₹43,708

After

₹43,708

Tenure

Δ 67mo

Before

240 mo

After

173 mo

You save ₹17,33,706 and 67 mo on tenure with this plan.

• Adding 2 extra EMIs/year trims ~67 months — solid plan.